关键字：

【时间】2013年12月4日（周三）12：15－13：45
【地点】明商0202教室
【主讲】郭俊杰 中国人民大学经济学院
【主题】Uninsured Idiosyncratic Risk and Aggregate Saving (written by S. Rao Aiyagari, The Quarterly Journal of Economics, 1994)
【摘要】We find that precautionary saving accounts for only a modest (less than 3 percentage point) increase in the aggregate saving rate, at least for moderate and empirically plausible parameter values. This finding is based on a quantitative analysis of a reasonably parameterized version of the standard growth model modified to include a large number of agents who receive uninsured idiosyncratic labor endowment shocks. In contrast to representative agent models, asset trading is quite important to individuals. The model can also account qualitatively for the positive skewness of wealth and income distributions, and significantly greater wealth inequality compared to income inequality.
【主持】陈彦斌 教授

________________________________________

人大宏观经济学研讨会（Macro Workshop）旨在追踪宏观经济学国际最新进展，倡导构建符合国情的动态优化模型，并使用计算机模拟研究经济增长、收入分配和宏观政策等中国宏观经济重大问题。

联系人：陈小亮 E_mail: chenxiaoliang2200@126.com
相关文献及主讲人PPT下载，请访问http://www.aordo.org/html/ruc/index.html
更多讲座信息欢迎访问se.ruc.edu.cn，www.yanjiuyuan.com.cn

                                                               经济学院
                                                               中国经济改革与发展研究院